Call for evidence in state pension age review.


Ahead of a state pension age review, there is a call for evidence around the system’s fairness, sustainability, and affordability.


The review, being carried out by Baroness Neville-Rolfe, is part of the evidence-gathering state of her independent study that will be used to inform the government’s second state pension age review.


Within the review, Neville-Rolfe will consider recent life expectancy trends and various factors the government could consider when it reviews the state pension age.


Launching the call for evidence, Neville-Rolfe said:


“State Pension age will impact most citizens at some point in their lives, and I want as wide a range of people as possible to have the opportunity to contribute.


“I would encourage anyone with an interest to let me have their views on this important subject by responding to the questions set out below.”


Views are invited about intergenerational fairness, considering how the government will ensure that the cost of providing the state pension will be shared across the generations.


Also within the call for evidence are questions about how our working lives have changed and the factors we typically consider when approaching retirement.


Neville-Rolfe also wants to consider metrics other than life expectancy that should be considered when reviewing the state pension age in the future.


As things stand, the state pension age is 66 for men and women.


The government has already announced two further increases in state pension age; a gradual rise to age 67 for those born on or after April 1960, and a gradual increase to age 68 for those born on or after April 1977.


It’s a requirement of the Pensions Act 2014 that the government regularly reviews the state pension age, with the following review due to be published by May 2023.


Andrew Tully, Technical Director at Canada Life, said:


“Any debate around the increase to the state pension will inevitably be controversial. Life expectancy varies hugely across the UK, so any change isn’t straightforward. People living in poorer areas are also much more likely to remain in work while waiting to become eligible for the state pension, so any change will inevitably have a more fundamental impact on some.


“That being said, allowing access at different ages would be extremely complex. All in all there are no easy answers and it needs to form part of a wider debate around levelling up, increasing life expectancy across all regions in the UK, and increasing private pension savings through auto-enrolment.


“Clear communication of any proposed changes will be essential for success, ensuring people understand how they will be impacted and with plenty of time to plan for their future.”

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